Commercial Management

Summit Community Bank knows that like a well-oiled machine,  there are many essential moving parts that keep a business running smoothly and efficiently. And we're here to help. Our Commercial Management tools are the perfect fine-tuned solution to manage the day - to - day fundamental financial operations that make up your business' backbone. From merchant services to cash management, and security, Summit Community Bank's Commercial Management keeps you coordinated and running at top-speed, wherever your business takes you. 

  • Merchant Services

    Our Merchant Solutions provider of choice is Elavon. 

    Elavon offers a wide range of full-service card and check guarantee solutions designed to strengthen your customer relations and improve your profitability. Please see below for more information. 


    We Make Payments Easy Your customers can be anywhere. And no matter where they are they expect you to accept their payments easily and securely. That doesn’t need to be complicated or expensive. We have a variety of easy to use Merchant Service solutions available through Elavon-an industry leader for 25 years in payment acceptance. 

    No matter what type of business you own we have a solution to fit your needs. 
    •    In-person, online and mobile payment solutions
    •    Smart terminals, Chip Card/EMV terminals and tablet Point of Sale systems
    •    Solutions for ecommerce and online shopping carts
    •    Loyalty and gift card programs to market, grow and retain your customers’ business 
    •    Accept mobile wallet payments including Apple Pay™, Samsung Pay™ and Google Pay™
    •    Next Day Business Funding 

    To find a solution for your business Contact Dawn Thornburg today at dthornburg@summitfgi.com or at 1.540.246.1377 

    Data Security Solutions
    Stay Safe with our multi-layered security solutions to help you protect your customer payment data.
    Safe-T Security Solutions means:   
    •    Protection against Hackers
    •    Protection against Counterfeit Card Transactions
    •    Protection against risks of Card Data Breach
    •    Simplified PCI-DSS Compliance

     Customer Service and Customer Care
     >We are here when you need us 24/7/365. 
     >Dedicated Account Manager for each business customer 
     
    Convenient, Easily Accessible Reporting
    Gain insights into sales trends and more as you monitor your account from any web browser through our online reporting tool. 
     
    Industry Specific Solutions
    Because the payments landscape is changing faster than ever before, our solutions work in any customer environment. We offer market solutions for a variety of industry types including:
    •    Restaurant
    •    Professional Services
    •    Retail
    •    Healthcare
    •    Hospitality

     

    Elavon is a trademark in the United States and/or other countries. All features and specifications are subject to change without notice. This document is prepared by Elavon as a service for its customers. The information discussed is general in nature and may not apply to your specific situation.

  • Remote Capture

    With Remote Capture, you can exchange conventional, manual check deposit processes for an automated deposit solution created to suit your specific needs. Regardless of your size or location, Remote Capture allows you to scan any type of check at your business location and electronically deposit it into any one of your Summit Community Bank checking accounts.

    Remote Deposit Capture allows checks to be scanned and deposited right at the office extending same day processing until 6 pm. Remote Deposit Capture allows the check to be converted into a Check 21 image, processed electronically, and expedites presentation to the receiver institution. Remote Deposit Capture does allow checks to be deposited into multiple checking accounts.

    Remote Deposit Capture eliminates deposit ticket costs, copying costs, mailing costs, lost check Stop Payment costs and limits fraud and delays in processing that result when using conventional mailing/processing avenues.

    Summit Community Bank utilizes the scanning capabilities of a Panini scanner that will scan 30 checks (front and back) within one minute.

    Contact Dawn Thornburg today at dthornburg@summitfgi.com or at 1.540.246.1377 to learn more.

  • Cash Management

    Summit Community Bank recognizes the importance of your time and money. Cash Management is the cost-effective fit for your business with easy online access to your accounts any time of the day or night. You will have the freedom to be your own boss and manage your accounts the way you want to manage them: simple, easy and at your leisure.

    Selecting the products and services that reflect your business style are everchanging and Summit has you covered. As your business changes and grows, online Cash Management will provide you with the tools to manage the changes quickly and efficiently.

    The world of mobile business has diversified the online Cash Management experience—and Summit has the office-free answer! Our apps for the iPhone and Android are robust and easy to navigate giving you the experience of being at the bank! We offer text banking, smartphone apps, secure token and dual approval opportunities that multiply the security and peace of mind needed to safely and securely run your business on the road or if you are at multiple locations.

    Summit Community Bank offers free security layers that are designed to thwart hackers, trojans, and most other online predators. Our website integrates Easy Solutions to protect the web pages you browse. The online banking utilizes risk and fraud programming that tracks your usage, establishes habits, and will hold any transaction that could be suspicious.  Any users for the online banking can be tailored to limit the access each one has to any and all accounts, products and services. Summit Community Bank keeps your contacts for customer service local and accessible through personal phone access, email, phone, text, secure online messaging, and as always person to person in any branch.

    Direct Deposit Payroll

    Direct Deposit Payroll allows ACH Batch Payments (credits) to numerous payroll recipients with accounts at multiple financial institutions at the same time. Payroll can be processed via an ACH or NACHA formatted file that can be uploaded directly into our system. Direct Deposit Payroll can also be processed by creating a batch of entered recipients, selecting that batch, and keying in the individual payroll dollar amounts or a set payroll amount can default. Direct Deposit Payroll allows the payroll to be sent and processed in one business banking day.

    Payments

    Payments allow ACH Payments (credits) to numerous recipients with accounts at multiple financial Institutions at the same time. Payments can be processed via an ACH or NACHA formatted file that can be uploaded directly into our system. Payments can also be processed by creating a batch of entered recipients, selecting that batch and keying in the individual payment amount, or a set payment amount can default. Payments allow the payment to be sent and processed in one business banking day

    Single Payment

    ACH Single Payment allows you to easily send money (credit) to a single recipient. ACH Single Payment can be initiated from the Single Payment option, entered free-form or selected from a recipient that has been entered into the recipient list and placed into a single payment batch.  ACH Single Payment allows the payment to be sent to be processed in one business banking day-quickly and easily.

    Collections

    Collections allow you to retrieve (debit) from numerous recipients with accounts at multiple financial Institutions at the same time. Collections can be initiated from the Collections option, selected from a recipient that has been entered into the recipient list or processed from an ACH or NACHA formatted file that can be uploaded directly into our system. Collections allow the debit to be processed to be received in one business banking day-quickly and easily.

    Single Receipt

    ACH Single Receipt allows you to retrieve (debit) from a single recipient. ACH Single Recipient can be initiated from the Single Receipt option, entered free-form or selected from a recipient that has been entered into the recipient list and placed into a Single Receipt Batch. ACH Single Receipt allows the debit to be sent to be processed in one business banking day-quickly and easily.

    Domestic and International Wire Transfer

    Wires allow an online template for creating individual wire transfers. The Wire option will pay funds electronically to a recipient(s) in an expedited fashion. Wires can be initiated from the Wires option and sent to a selected recipient that has been entered into the recipient list. Wires are charged on a per use basis and charges will vary depending on if the wire is domestic or international. Wires initiated after 4 pm EST will be processed the next business day.

    Tax Payment

    Tax Payment allows quick and easy payment to the tax authority of your choice. You must enroll with EFTPS in order to utilize the Tax Payment option for any federal or state tax payments.  The Tax Payments area lists the Tax Form number and description for federal and most states. Tax Payment sends the payment to be processed to be received in one business banking day.