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Notice Concerning FDIC Deposit Insurance

Effective April 1, 2023, Provident State Bank, Inc. (“Provident State Bank”) merged with and into Summit Community Bank, Inc., Moorefield, West Virginia (“Summit Community Bank”). Provident State Bank now operates as a division of Summit Community Bank and will continue to use its name until we integrate our systems on September 23, 2023.
Under FDIC rules, the basic FDIC insurance limit prior to the merger was $250,000 for each depositor at each bank. After Provident State Bank merged into Summit Community Bank, the two banks became one entity. As a result, your combined total of funds deposited at Summit Community Bank must be less than $250,000 in order for your money to be fully protected. 



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