What You Should Do if You Believe You’re a Victim of Fraud

Report the theft to each of these credit reporting agencies: Experian (888) 397-3742; Equifax (800) 525-6285; and TransUnion (800) 680-7289.

File a police report in your local jurisdiction and retain the report number and name of the officer with whom you filed the report.

Contact the Federal Trade Commission's Identity Theft Hotline at 877-IDTHEFT to file a complaint or go to www.ftc.gov/bcp/edu/microsites/idtheft.  

Commercial Banking Customers

At Summit Community Bank, the security of customer information is a priority. We are strongly committed to the safety and confidentiality of your records. Every day, unscrupulous individuals are busy developing new scams targeting the unsuspecting public. One of the best ways to avoid fraud is to become an educated user. Small to Medium sized business and government banking accounts are being targeted by criminals every day.

Every security system in place today can and has been compromised by criminals. No system that the bank has put in place can catch 100% of fraudulent attempts.

*** Commercial Accounts and Government Accounts are not covered under Regulation E. ***

In most circumstances, you will be responsible for assuming the loss of fraudulent transactions.   It is vital that you are following best practices!